Posts Tagged ‘transport’
Sunday, April 24th, 2011
While working as a fleet manager of a distribution company in the South East of England, in control of 20 HGVs, I realised that when organising insurance, choosing a policy with excellent service is more rewarding than simply choosing the cheapest policy and not being comprehensively covered.
The high fuel consumption rate and the amount of road traffic accidents we were recording has always concerned the company. After introducing a new safe driving program for our drivers, we are pleased to announce an approximately 40% reduction in the amount of road traffic accidents. Our insurance premiums have also decreased by 25% due to the introduction of this program and a new telemetric system installed three years ago.
Drivers are expected to have regular on the job driver training and follow-up review meetings to discuss training in areas such as speeding, harsh braking and acceleration. Their driving is also monitored and if it is felt that more training is needed our training manage will address the problematic areas.
Our long term insurance broker is fantastic, and has given the company many ideas to aid us in lowering our premiums. She was involved in setting up the safe driver scheme, helped negotiate the significant discount, and also gave guidance and advice free of charge. In addition to the safe driver program, she also suggested putting a lower speed limit of 54mph on all our HGVs, as opposed to the previous 56mph, to help reduce the amount of incidents our vehicles were involved in.
Although the reduction of our insurance premiums is important, we also implemented the scheme because we are dedicated to road safety, and by 2012, we aim to have reached a ‘zero’ road incident target. Although this is a difficult target, we feel that with our drivers’ and partners’ cooperation it is achievable.
You should speak to your local insurance broker if you are interested in lowering your insurance premiums whilst still maintaining a quality comprehensive policy. They should be able to give free advice and guidance which should help, and mean that you have a cheaper policy whilst being fully covered.
If you need insurance for a single HGV or a fleet, Coversure are an insurance broker and will find you the best deal available. They have contacts all over the HGV insurance industry. Contact them at coversure.co.uk for the best deal on your HGV insurance
Tags: auto, auto insurance, autos, finance, HGV, insurance, lorry, transport, truck, truck insurance, vehicle, vehicles Posted in auto insurance | No Comments »
Sunday, April 17th, 2011
The USA doesn’t exactly have the best road safety record, together with owning a car being pretty much a necessity in the States to get around, pretty much confirms if you are after salvage vehicles, there is likely to be some choice here.
So before you jump on a flight to State near you, expecting to simply part with some cash and buy your first USA auto salvage project think again. There are certain regulations required before you get access to bidding within these salvage auctions.
Unlike the UK the USA allows certain cars to be sold for export only. This means the insurance companies have deemed the car un-repairable to be safe on USA roads, but we all know this is just a case of money and because cars are so much cheaper in the USA, bargains can be had when comparing prices of salvage to other countries. This means you have pretty much excluded much of American bidders looking to speculate.
There are still limitations of course, like membership to auctions and sometime paying a deposit up front before the auction starts. But if this be overcome, there can be a huge arrangement of auto salvage to buy, that only licensed breakers can buy to scrap for parts. The typical speculator is not allowed to bid on these vehicles.
A UK based website called SalvageSpareFinder is also something to consider. By joining the online system, you will direct access to the software that allows you to bid in real time with large Salvage Auctions across the USA. You still need to pay your deposit and there are also commission payments due, based on the amount you end up spending.
OK once the car is bought the export process begins. First you need to get the vehicle from the auction yard to a dockside big enough for international tanker ships. This is normally very easy, as these Action houses tend to have companies they work with. Then you will need to employ an export shipping agent, who will put your vehicle in a container and ship it to your local dock in your country.
If you think you can bring an export salvage car into your country without paying some sort of tax, think again. Your Government will want some sort of money for the right to import your dream vehicle, best to establish how much this will be before you start the whole process.
An example of an article wtitten about auto salvage as well as offering Cash for old vehicles within the UK.
Tags: auctions, auto, auto insurance, automobiles, car, export, import, junk yards, motor, motoring, salvage, scrap, transport, wrecking Posted in auto insurance | No Comments »
Thursday, November 4th, 2010
For large amounts of people, 50cc mopeds are seen as an answer to their need for a more economical way to travel and use transport. Because of this reason, many more people are starting to get interested in the idea of buying a 50cc moped scooter. Some people will even by more than one.
With expenses starting to become very high at the moment in this economy, many people need to save extra cash, and the only way that they can do this, is to reduce some of their monthly expenditure. This includes the expenditure of gasoline. Because of this, a moped can be a great way to save money on the cost of transport. The cheap cost of running a 50cc moped, is virtually nothing compared to that of running a car.
Because of the rising demand for moped scooters, there are a lot of 50cc mopeds for sale in on the market. There are many brands of motorcycles that have extended their product lines to include selling 50cc moped scooters.
It is also possible to find many people who used to own a moped, who are now reselling it as a second-hand item. This is a great possibility, as it is possible to save money by buying second-hand instead of buying new. Although the advantage of having a new scooter, is that you do get a warranty with it.
People usually buy used 50cc moped scooters because they want to buy mopeds for a cheap price. While buying second-hand ones is a common way of buying 50cc mopeds cheap, there are other ways that you can land a well-priced purchase with the dealers. You simply have to look around and be patient enough to look into at as many shops as you can. Chances are, you can find a brand new 50cc scooter for a very good price if you just take the time look for it. Remember, cheap 50cc mopeds exist, but you have to take the time to look for them.
If you do end up deciding to buy a 50cc moped second-hand, you really have to make sure that it’s in good condition before you actually purchase. If buying a Yamaha 50cc moped for example, you would want to take it on a quick test drive around the block at least, just to make sure that it is what you are looking for.
And also is worth noting, that even if you had the fastest moped in your area, it would mean very little if the moped was full of defects, which you have not noticed when he first bought it.
So if you want to drop your fuel expenses, what are you waiting for? Begin looking for a cheap 50cc mopeds today, and you never know how rapidly you might discover the right moped for you, there are so many 50cc mopeds available to choose from.
Tags: auto, auto insurance, bikes, cars, environment, mopeds, motorbikes, scooters, transport, travel Posted in auto insurance | No Comments »
Saturday, October 16th, 2010
When we were all much younger we used to sit in the back of my Dad’s truck whilst parked outside our house. We all loved that truck. We loved it when we were very young and played in it in the summer, we still loved it when it moved my older brothers and then me into our own homes. By then it was an old truck and was known to break down more than occasionally. Once I was on work experience with Dad on the way to a big job when the truck broke down. But my old man wasn’t daft; he had arranged breakdown cover through his truck insurer. I quite enjoyed our frequent picnics in the truck whilst waiting for the RAC by the road.
The truck then had an accident where an uninsured driver had hit it. Dad was fine, but the truck wasn’t doing so well. When I thought back to the lectures around the family table about insurance, I wasn’t worried anymore. When my parents made me get fully comp insurance when I had better things to spend my money on I was so annoyed, but 3 claims later and I’m glad I paid those premiums!
It wasn’t long before we were informed that the truck was dead. The insurance company were great and sorted us straight out with a new one, but for me and my brothers, this new shiny one wasn’t as good as the old truck we’d grown up with. Dad, however, was very happy of course! He’d had the correct cover, and the insurance had paid for itself over the years and now Dad had been given a replacement truck free!
Now I’m making sure the kids have the right insurance on their vehicles. I have the truck now. It’s not so shiny anymore. I don’t use it for work but it comes in handy when moving the eldest into and home from university. I still make sure I have breakdown cover on my insurance; I definitely wouldn’t be able to get the truck going if it broke down, and neither of the kids would be able to help.
Now Dad doesn’t do it anymore, I go to a broker to search lots of separate policies to insure the truck under – I just have to call up if I need to know anything. If you have a truck which you want to properly protect, then talk to a good broker, and get some good insurance!
To make savings you need to plan well in advance before you shop around. My brothers and I were not impressed. Caravan Insurance caravan insurance Make sure you know the amounts of each claim, and which event each amount is related to.
Tags: auto, auto insurance, autos, car, cars, finance, home, home improvement, insurance, transport, truck insurance, trucks, vehicle, vehicles Posted in auto insurance | No Comments »
Thursday, October 14th, 2010
Congratulations! Your business grew to the point where the number of vehicles you have was considered to be a fleet for insurance purposes. Your broker negotiated a fleet rate for you. Your vehicles no longer have “no claims bonus”, but your renewal is tailored for you based on your claims experience in the last year.
Are you going to shop around for your renewal? Are you excited about it? Are you expecting an increase in your renewal?
Shopping around can be hard work for both you and your broker, but it is a good idea to shop around because you are likely to make savings from year to year.
Planning at least six weeks in advance of your renewal is the only way of making the best savings. You also need to let your broker know that you need competitive quotes, and if he doesn’t comply, you should find another broker or get the quotes for yourself.
It’s not just as simple as giving yourself six weeks though. Most importantly any insurer is going to need the full details of your claims for the last three years. They are going to want to know the amounts of each claim, what it related to (theft / accident with your driver at fault / accident with your driver not at fault etc). In this last case it is important to know that the third party insurer paid for the damage. This information should be supplied by your existing insurer. If they are reluctant to supply it, insist, you are entitled to the information.
You will need all the details of all your vehicles if you are using an alternative broker. These details include the make, model and where the vehicle is stored overnight. The drivers will all also have to give their details, including age, gender, driving licence details and driving related convictions. Gathering these details will not be a wasted effort because you will need this information for your broker.
With fleet insurance, your administration is simplified, and so it is very convenient, but it can be quite difficult to get the best deal at renewal.
One day I was visiting home and the truck wasn’t there. Fleet Insurance fleet insurance As a result of frustration at being snowed in I bought a four-wheel drive. accident with your driver not at fault etc).
Tags: auto, auto insurance, autos, car, cars, finance, fleet insurance, home, home improvement, insurance, transport, vehicle, vehicles Posted in auto insurance | No Comments »
Friday, October 8th, 2010
I have four cars which I have acquired over the years. I used to insure them separately, but I have now spoken to an insurance broker who has informed me that I am able to insure them using a fleet policy, meaning all the cars are under one policy. This means I am now able to renew them at once, saving time, and meaning there is only one annual premium charge, which is much cheaper than using separate policies for each car.
My original car was small, and was only used to transport me from A to B. I bought it after having to ride my bike to work, and although I loved it, it was impractical because I lived at the top of the hill, and I couldn’t drive up in snow.
As a result of frustration at being snowed in I bought a four-wheel drive. Although this is a brilliant car, I couldn’t sell my old one, and still use it for small tasks such as trips to the supermarket. However, I began to realise that the search for two cheap insurance policies was too time consuming.
I soon had to buy a van for work, to accompany my small car and the four-wheel drive. I initially thought that fleet insurance only catered for companies with hundreds of vehicles, but after consulting an insurance broker, I was informed that not only could I take out a policy with just three vehicles, but also that different types of vehicles such as cars, vans and trucks can be insured on the same policy. After taking out a policy for my three vehicles, I got a discounted RAC breakdown cover price.
I was shocked to learn that I could also add my wife’s car to my fleet insurance policy. I have saved so much time by using one policy as opposed to four separate ones. If your household has three or more cars and fewer drivers, you should speak to a good insurance broker who will be able to sign you to a fleet insurance policy, saving you time and money.
Fleet Insurance fleet insurance I bought it after having to ride a bike to work, and was so pleased. Also, alongside this policy I got a discounted price on my RAC breakdown cover. Once I was on work experience with Dad on the way to a big job when the truck broke down.
Tags: auto, auto insurance, autos, car, cars, finance, fleet insurance, home, home improvement, insurance, transport, vehicle, vehicles Posted in auto insurance | No Comments »
Friday, September 10th, 2010
Everyone knows that when you would like to transport a car, you would search for the best wheels to guarantee protection of your wheels! However to select the best company isn’t the ‘be all and end all’ of the all the activity since there’s a particular issue that must be considered. When your auto’s being shipped at a greater and long distances, it is more prone to accident or any damage or theft. So what protection laying ahead for you?
To get an insurance for your car is the most effective way to build a shield against your loss. Whenever your auto’s being distributed to any new location either in a domestic or in a foreign locationit’s always advisable to select the auto insurance from the automobile shipping company. The shipping insurance will be offering protection to your car from any damage, scratches, or from theft. Extra insurance offer you with more security when the car is in transit. But there are particular things which must be checked and certified with the car transporters prior to entrusting this job.
There are so many different car shipping corporations that offer variety of insurances schemes and so it’s a necessity for you to test if they offer any excess or first insurance programs. Apart from the regular auto insurance, the primary policies will cover the maximum in case of any damages of the car. So it’s important to get in touch with the insurance firm and check the kinds of the damages which are being covered by the current policy and based primarily on that, a consumer should decide on the vehicle transporter company.
While transporting an antique or a classic car, none of the auto owner would need a single scratch even on a bonnet! For such special vehicles it’s required to take the extra insurance so that the auto has a total coverage. The cover should also cover the value of the blue book of the automobile. It’s going to be better if these special automobiles are transported by some experts, who are talented with transport of these vehicles. They often use the load units which offer maximum protection to bigger rice autos and transport them safely to the required location.
Before shipping, take few snaps of the automobile before and get in touch with the inspection officer and note down the damages and scratches on the car, if any. This would help you locate any additional damages to the vehicle which might happen in transit. The right way to guard your auto’s to book for a shipping insurance but if that is the case you have to be pro-active for making the claim and be certain to get the money if any damage happens to the car while transport.
It isn’t a difficult job to choose an auto shipping company, all which is necessary is to get the different shipping quotes and then compare the prices of the different companies. The cost of the insurance should also be compared to save more money in the future. After entrusting the job to a company make sure that you receive all the paperwork and the car is being properly inspected before the shipping commences. If in case any damage occurs to your car during the transit, you can claim for the damage to the auto insurance company.
Therefore, to insure your wheels is as mandatory as its protection!
To find out more about moving company insurance of your vehicle, visit the site of the most reliable car shipping insurance.
Tags: auto, auto insurance, car, car moving insurance, car shipping, car transport, insurance, moving, moving companies, moving insurance, relocation, shipping, transport Posted in auto insurance | No Comments »
Monday, August 16th, 2010
Ok, you require to buy yourself some van insurance cover and you need to get to know exactly what you wanted to be included in the cover.
More than likely, this condensed information presented here will give you just about all the details and specifics to help you get the most comprehensive cover for the least outlay.
Luckily for us, the Internet could mean you can have access to the best discount rates around with just a small amount of clicks.
Although, just because you may have easy access to all the main insurance entities and lower priced agencies, it doesn’t hurt to give your current insurer a quick email to see if they can better an on-the-net quote.
Without doubt they would love to keep using an existing customer than let them run off over the odd few pence. However, it is always likely these ‘stuck in the mud’ British institutes won’t waiver or sway a centimetre. It’s all down to the individual organisation and, crazily, is not alway guaranteed.
Nowadays, nonetheless, just about all insurance outlets take heart that to remain in business they are going to naturally need to battle with internet resources. Subsequently, landing a cheap van insurance quote should not be too much of a problem.
When searching the web for the best cover, ensure you keep your full no claims bonus entitlement and check for immediate cover. Also consider the effect of ending up with your van off the road due to an accident for a amount of time. This problem can be more of a problem to your profits than anything else. A provider that makes use of a substitute vehicle may well be a top priority to consider. A few smarter pounds could save a fortune in given-up work.
Carefully consider emergency breakdown too. Its very common to get free cover for this or, if not, just for a small sum of money more. Also, be cautious of excesses. These can make a very large difference in the instance of a claim.
Want to find out more about Cheap van insurance, then visit Andy Hill’s site on how to choose the best Cheap van insurance quote for your needs.
Tags: auto insurance, insurance, transport, van insurance Posted in auto insurance | No Comments »
Saturday, June 26th, 2010
One choice is to get a rear-facing infant car seat (made for babies around 20lbs), which will fit your baby snugly during the first few months and often comes with a handle for easy carrying. And, if you’re looking for the utmost in convenience, select a travel system. Infant travel systems include a ready made child car seat and stroller combination.
The downside to the infant carseat is that you’ll spend $60 to $150 on the seat and your child will outgrow it in 6 months to a year. You’ll have to upgrade to some convertible child car seat once your baby reaches 20 lbs.
If this sounds like a concern for you, you can buy a convertible child car seat that will face the rear for the newborn and can turn around to face the front for the baby once he or she reaches 20 lbs.No matter what you choosed to use for your infant, you’ll eventually need a convertible car seat.
Regardless of the choice you make whether to use a convertible car seat from day one or use an infant car seat until your baby weighs 20 lbs, you will need to buy a convertible car seat at some point. Convertible car seats are larger than infant-only car seats and are designed to grow with your child through the toddler years. Most convertible child car seats fit babies up to 40 lbs (usually around age 4) and a few convert to a booster car seat and are safe for children up to 80 lbs.
Convertible child car seats range in price from $80 to $300.For toddlers weighing more than 40 lbs and big kids, you’ll need a booster car seat.Booster car seats are made for children age 3 or older who weigh at least 40 lbs.
They are designed to use your car’s lap and shoulder seat belts. They literally boost your child into a position that makes it safe to use the car’s seat belt system.Some booster seats provide back support and also you should choose one of these options if the vehicle seat is low or has no head restraint.
A backless option is fine for vehicle seats that offer plenty of support behind the head.Booster child car seats range in price from $60 to $200.
Jack Truly comes from TX. He began writing about Automotive Business several years ago. You may want to check out his other guide on Car Insurance tips, and Used Cars For Sale By Owner guide!
Tags: accessories, auto, auto insurance, auto part, buy, car, engine, family, insurance, kids, motor, sale, seat, transport, vehicle Posted in auto insurance | No Comments »
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