With a car insurance protection plan in place you will not have to worry whenever there is a minor accident or mishap which is common with any vehicle.
However all said and done you will be left fretting in times of an accident not knowing what to do next. It is always better to know what process is required to be followed in such cases.
When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.
If your cars are in the middle of the road, it can cause further accidents and injuries to others. Therefore switch on the hazard lights of both the vehicles to warn the others.
Once you park by the side of the road, call the police to report in. If they do not respond immediately as it is a minor mishap, make sure you follow up and get the report filed. This would later be required for insurance claim process.
After reporting to the police, wait there and note down all details of the driver of the other vehicle and note down the car number, registration, color and other details besides getting the driver’s details including name, address, license number, insurance details etc.
Do not jump in to make any conclusions or accept fault of driving on your side. It is not your job and leave it to the police to decide.
If possible, take pictures using camera or your hand phone and call the insurance company to report the event. Further your insurance company will take over and proceed with the case.
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