Posts Tagged ‘motor insurance’
Sunday, January 17th, 2010
It’s not impossible for even those in South Africa to find the right car insurance if you understand your cover options and the techniques needed to save on car insurance premiums.
Third Party Fire and Theft adds to the minimum by including cover for damage caused by theft, attempted theft and fire. Comprehensive Cover includes all of this and pays to cover damage to your own vehicle in an accident that is your fault.You can choose from three basic types of car insurance cover: Third Party, Third Party Fire and Theft and Comprehensive. Third Party is the minimum cover and pays for damage to other people’s property caused by an accident that is your fault.
The most recommended car insurance for South Africans is comprehensive cover, it happens to be the most expensive but it also completely covers their risks. Now that you have been advised on what type of coverage you need, let’s take a look at how to get that coverage at the best price. The following is ten things you can do to reduce your premiums. Every suggestion listed may not work for you, but you will be sure to find something that will help you.
If you are in the market for new insurance, the first thing you need to decide is what you want in your policy. You have decide what are you looking for the policy to cover. How much of deductible do you want, and how many cars are you going to cover. And if you own money on one or all of them, make sure that you have complete coverage. The best thing to do is do some research and then compare companies. That way you can make sure you make the best decision you can for what the cost is and for what you want.
Each policy comes with an minimum excess amount. This is the amount you will be responsible to pay in the event you file a claim. If you can afford it, raise your excess amounts to save money in the long run. Just be sure you can pay the excess when you file a claim.
There are benefits to being a safe driver and having a good driving record. If you are safe driver and go a year without claims many insurance companies offer discounts on your premium. If your insurance company does not offer this you might want to look for one that does.
Whenever you are looking at insurance companies always consider the different prices. Higher performance and expensive cars always are a higher cost due to their risk profile and expensive parts. When you are shopping for a car, include the insurance premium in your budget.
If you live in a high crime area, your premiums will reflect that due to the increased risk of your car being stolen or hijacked. Consider moving, not only for better premiums, but for your own personal safety.
Keeping your vehicle off the street at night reduces the risk that it will be stolen or damaged, therefore reducing your premium.You could get a discount if you park your car in a locked garage or behind locked gates overnight.
Most insurance companies will have minimum security requirements for the vehicles it insures. You can add security devices such as gearlocks or global tracking devices that exceed the minimum requirements and receive a discount.
The number of people that are allowed to drive your car will effect your premiums. So when shopping for insurance, it is best to keep the people on the policy as low as possible. The reasoning for this is that the less people that drive the car will make it a lower risk for accidents or things happening.
Don’t be afraid to negotiate. Many insurance companies are flexible about their premiums and will be willing to work with you in order to earn your business.
Tom Martens is the content syndication coordinator for Carinsurancesa.co.za. South Arica’s leading car insurance portal.
Tags: auto insurance, automobile insurance, car insurance, cars, finance, insurance, money, motor insurance, motor vehicle insurance, vechiles, vehicle insurance
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Saturday, January 16th, 2010
There are a number of car insurance firms that exist in the market, each claiming to be the cheapest and the best. That is why it becomes important that you conduct a thorough comparison and adhere to a few simple rules before you buy insurance for your car.
The first task is to determine your exact insurance needs. If you belong to a low risk group, it might be better to take lesser insurance. It might be a little bit risky, but it is relatively a less expensive option and the benefits from it would be sufficient for your requirements.
It is also essential that you look into the type of car insurance that is affordable for you. Many companies offer concessions and incentives, and you should be able to bargain on the amount of coverage you can obtain for the price you are ready to pay. However, the company with the lowest car insurance quote might not be the most helpful one in case of an accident. Therefore, you must carefully read through the terms of the insurance policy and acquaint yourself with the premiums and claim privileges.
The employees of the company are very good pointers to judge the car insurance company as they demonstrate the company’s level of concern towards customer service. You can consider yourself to be properly taken care of if your agent is qualified, informed and pleasant.
You must also do a comparative study of the car insurance companies that you are thinking of going with. By looking at their performance in the market till date or based on the data that you collect from different sources, you can find out about the company’s reliability and reputation. You can also do some basic online research for feedback and opinions on the public forums about the insurance organization.
It is very important that you know what you will have to do if your car meets with an accident, and your precise role as a claimant during such mishaps must be made clear by your insurance provider. Ultimately, it should be a purchase that you feel at ease with.
Find out more about reasonably priced motor insurance and get a free car insurance quote in an instant.
Tags: accident, affordable car insurance, business, car auto insurance, car insurance, car insurance quote, investment, Marketing, motor insurance
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Wednesday, January 13th, 2010
For far many people, automobile insurance seems like an option, and not actually a necessity. For a person who has an automobile, car is actually a necessity to be safe in regards to your vehicle. For many states, vehicle ins is compulsory and needed in order to have a car and register it. Having vehicle insurance protects other drivers whenever there is a collision. Until you understand that you have been in an auto wreck and all of a sudden are paying 1000s of dollars, you don’t realize that having car insurance is actually a good thing.
Getting cheapest automobile insurance in California used to be a real battle. You needed to ring up every ins company and work through the long process of providing hundreds informations about yourself to someone answering calls there. By the time you have a couple of quotes things will start to get confusing and you may even forget who gave you cheaper quote. Get Free California Car Ins quotes instantly, and choose from the auto insurance rates that you prefer. Verify how the discount coverage you want is provided at cheaper rates than found practically anywhere else in the country. Cheap car insurance that offers protection usually is as a dream that is perfect.
Get Discount california Auto Ins quotes instantly, and choose from the vehicle insurance rates that you like. Check how the cheap coverage you want is provided at more affordable rates than found practically anywhere in the USA. Discount car insurance that offers great protection often looks as an offer too good to be true.
Whenever you go buying around for an auto insurance policy in California you’re looking for 2 things: outstanding coverage policy and outstanding deal. That doesn’t mean dollars is the only thing you will be interested in though! You want to make certain you have got a vehicle insurance provider that is going to stand behind you before you start handing over hundreds of $ every month in premiums. You have got questions, and you need to be sure where to get answers.
Internet has offered us a brand-new and fantastic way to discover just about anything we need to get affordable automobile insurance. Purchasing car insurance policy on-line is convenient for you also as you will acquire auto insurance rates from reputable providers, judge the rates and choose the one that meets you in the best manner. You need not go out of your house or business office and you buy the auto cover in considerably less time.
You are going to get the best california discount free car insurance quotes now by seeing a minimum of about 3 vehicle insurance quotes sites. Getting quotes from at least of about 3 quotes sites double the chances that you’d save money. This is because any aspect not covered by one insurance agent will be covered by the other.
There are truly many ways to save a lot of money on auto ins without restructuring your existing vehicle ins policy at all. There are many common laws of the road that we usually ignore and by disregarding them we can substantially increase our auto insurance rates. Here are some suggestions to assist you decrease your auto ins rates.
You ought to compare California vehicle insurance if you first buy insurance, but it’s likewise very important to compare vehicle ins occasionally or if you think that anything relating to your driving has changed. Check out car ins payments is if you have lately paid your car off. If you don’t have a loan on your auto you can drop your ins comprehensive amount and pay much less for your vehicle insurance and still be fully covered.
Free Car ins quotes are going to tell to you low-priced insurance options for yourself as an automobile owner. Today, you are going to find free quotes from most automobile auto ins companies without the need to fork out a single cent.
Get Free California Auto Ins quotes at once, and select from the auto ins rates that you prefer. See how the inexpensive coverage you need is provided at more affordable rates than found virtually anywhere in the USA. Discount auto ins that offers quality protection often appears as a dream too good to be true.
Tags: agents and marketers, auto ins, auto insurance, automotive, business, car ins, car insurance, financial services, insurance, insurance quotes, motor insurance, personal finance, vehicle insurance
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Saturday, January 9th, 2010
The car insurers in South Africa are always designing insurance coverages to meet the needs of the different types of drivers, from the urban ones to the off-road ones.
Most South Africans should have Comprehensive Cover. In reality, 65 percent of auto owners in South Africa do not have any coverage. This is a shocking number especially in light of the rising rates of fatalities and injuries on South Africa’s roads. If you don’t have insurance, take stock of your situation. Can you afford to repair or replace your car in the event of an accident? Can you afford to repair or replace someone else’s car or property in the event of an accident that is your fault? What if your car is stolen, hijacked or vandalized? Owning and driving a car is risky business - that’s why you need car insurance.
Other options include Third Party Fire and Theft Cover, which pays to replace or repair your vehicle as a result of fire, theft or attempted theft. Third Party Only covers you if you are responsible for damage to someone else’s property in an auto accident.
Motorcycling is a widely accepted form of both transportation and sport. From America, to South Africa, communities of avid motorcyclists can be found. And just as in the operation of a car, a motorcyclist needs insurance to protect themselves against loss or damage as well. Thankfully there are policies designed specifically for this growing need.
South Africans love to spend time outdoors, and insurance companies have developed policies that specifically deal with the hazards of traveling around the countryside. Off-Road Comprehensive cover deals with the risks of off-road driving.
Several factors drive these rates, and you have a certain amount of control on how they affect your premium. If you’re considering car insurance for the fist time, you may be surprised by how expensive premiums can be .
Your age and driving record are important factors even if you cannot do anything much about them. Time is an important factor; you will pay more if you’re very young or have no history of driving. You will also pay more if you’ve had many accidents. On the other hand, if you’ve driven safely for a while, you will pay lower premiums.
If you are purchasing a new vehicle, the vehicle you are purchasing will effect your car insurance and the premiums. If you buy or own a vehicle that is expensive you will find that insurance will be more, sometimes this is due to the simple risk of theft.
Another way to reduce your premiums is to increase your safety measures. Some companies have minimum safety requirements, but will discount your premiums if you exceed these minimums. Also consider where you keep your vehicle. If your car is parked in a high-crime area or even on the street overnight, you’ll pay for that risk.
As you shop, remember that the cheapest insurance is not always the best. Make sure the policy you choose meets your needs at a price you can afford.Take the time to research the different types of insurance and how they apply to your situation.
Tom Martens is the content syndication coordinator for Carinsurancesa.co.za. South Arica’s leading car insurance portal.
Tags: auto insurance, automobile insurance, car insurance, cars, finance, insurance, money, motor insurance, motor vehicle insurance, vechiles, vehicle insurance
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Thursday, December 31st, 2009
So what is cheap car insurance for young drivers really all about? The following report includes some fascinating information about car insurance for women and teenagers–info you can use, not just the old stuff they used to tell you.
Car insurance companies are often well aware of trends that are occurring that may affect their risk exposure, and texting while driving is proving to be quite a deadly combination. With over 160 million cell phone users in the United States alone, the potential to be involved in an accident with a distracted driver is incredibly high. Car insurance protects one of your first investments, your car. But car insurance can be complicated and often new car insurance shoppers fail to compare car insurance rates and in turn fail to reap the financial benefits of finding the best and affordable car insurance available to them. Car insurance is dedicated to compensating money in case of unforeseen damages to your car. In this case, high rates can make your car insurance unaffordable.
Car insurance is extremely important to have whether you are a good or bad driver. Although car accidents usually are very infrequent, most people will make a claim at least once in their lifetime. Car insurance for women is advertised as independent goods. Some of the most popular cars among thieves are simple, japanese-made coupes. Car insurance companies tend to give more cover than drivers actually need, so it would be a good idea to work out just how much cover is suitable for you. You can divide your cover into two halves.
The more authentic information about cheap car insurance for young drivers and 17 year olds that you know, the more likely people are to consider you an insurance expert. Read on for even more facts on car insurance for women and teenagers that you can share.
Car insurance deductibles can however be tailor made to fit in many standard policies offered by most insurance companies. By selecting an affordable policy with a reasonable deductible, the vehicle and the owner can be well protected and a little less worried about the “what ifs” if an accident happens.
Motor insurance premiums have gone up 70% in the last eight years. Here is your guide to saving money on your car insurance whether you have a no claims bonus or not. Motor insurance protects you, your vehicle and other motorists against liability in the event of any accident. It provides financial compensation to cover any injuries caused to people or their property.
Motorists between the age of 16 and 19 years of age are far more likely to be involved in an accident than any other age group. Motorists as well as bikers have use of their vehicles for so most purposes as well as prolonged expostulate for shear wish is a single such purpose. It unequivocally feels great whilst pushing in full speed as well as infrequently though purpose.
If you’ve picked some pointers about car insurance for woman and teenagers that you can put into action, then by all means, do so. You won’t really be able to gain any benefits from your new knowledge if you don’t use it.
Kathryn Delaney is the author of this article. InsuranceSet.com allows you to compare cheap car insurance for young drivers and offers free tips on car insurance for women. You may reprint this article provided all hyperlinks are left unchanged
Tags: auto insurance, autos, breakdown insurance, car insurance, cars, cheap insurance, Compare Insurance, finance, insurance, insurance quotes, insurance rates, motor insurance, online insurance, UK Insurance
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Tuesday, December 29th, 2009
The following article discusses a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about car insurance for women and teenagers, here’s your opportunity.
Car insurance companies are often well aware of trends that are occurring that may affect their risk exposure, and texting while driving is proving to be quite a deadly combination. With over 160 million cell phone users in the United States alone, the potential to be involved in an accident with a distracted driver is incredibly high. Car insurance protects one of your first investments, your car. But car insurance can be complicated and often new car insurance shoppers fail to compare car insurance rates and in turn fail to reap the financial benefits of finding the best and affordable car insurance available to them. Car insurance is dedicated to compensating money in case of unforeseen damages to your car. In this case, high rates can make your car insurance unaffordable.
Teenagers with cars can quickly become the taxi service for all their friends. Several rambunctious loud teens in a vehicle can lead to driver distractions and potential accidents. Teens and car insurance are two things that do not really look good together. For one thing, teens find it a lot of work to learn driving, to get a license to drive, to shop and buy a vehicle.
If you don’t have accurate details regarding car insurance for women and teenagers, then you might make a bad choice on the subject. Don’t let that happen: keep reading.
Compare the quotes to find the lowest price, or compare the companies to see which company will provide you with the best service. This tool is a great way to find out in numbers how much you would pay for automobile insurance coverage if you switched to another company. Compare auto insurance quotes online - insurance companies save money on man power with online quotes and purchase, some of that money goes back to the client and makes your insurance cheaper. There are many companies providing instant quotes. Compare your current car insurance rate today.
Motor insurance premiums have gone up 70% in the last eight years. Here is your guide to saving money on your car insurance whether you have a no claims bonus or not. Motor insurance protects you, your vehicle and other motorists against liability in the event of any accident. It provides financial compensation to cover any injuries caused to people or their property.
Motorists between the age of 16 and 19 years of age are far more likely to be involved in an accident than any other age group. Motorists as well as bikers have use of their vehicles for so most purposes as well as prolonged expostulate for shear wish is a single such purpose. It unequivocally feels great whilst pushing in full speed as well as infrequently though purpose.
If you’ve picked some pointers about car insurance for woman and teenagers that you can put into action, then by all means, do so. You won’t really be able to gain any benefits from your new knowledge if you don’t use it.
About The Author: InsuranceSet.com enables you to compare cheap car insurance for young drivers and offers free tips on car insurance for women. You have full permission to reprint this article provided this paragraph and the hyperlinks are kept unchanged.
Tags: auto insurance, autos, breakdown insurance, car insurance, cars, cheap insurance, Compare Insurance, finance, insurance, insurance quotes, insurance rates, motor insurance, online insurance, UK Insurance
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Friday, December 25th, 2009
In today’s world, it seems that almost any topic is open for debate. While I was gathering facts about car insurance for teenagers and young drivers for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.
Car insurance is extremely important to have whether you are a good or bad driver. Although car accidents usually are very infrequent, most people will make a claim at least once in their lifetime. Car insurance for women is advertised as independent goods. Some of the most popular cars among thieves are simple, japanese-made coupes. Car insurance companies tend to give more cover than drivers actually need, so it would be a good idea to work out just how much cover is suitable for you. You can divide your cover into two halves.
Young drivers pay more for their car insurance. If you are a young driver then you are in a high risk group and any member of a high risk group is automatically set up to pay more than members of low risk groups. Young drivers who care about their record and avoid these costly marks should shoot for a clean record for years to come. They’ll be the ones to always have lower prices. Young drivers negotiating bends suffer twice as many accidents as older drivers and 40% of accidents which involve young drivers occur on wet roads. The report also says that young people drive 11% faster on average than more experienced drivers and excess speed increases the likelihood of an accident.
The more authentic information about car insurance for teenagers and young drivers you know, the more likely people are to consider you an expert on car insurance for 17 year olds. Read on for even more insurance facts that you can share.
Car insurance companies prefer that you have lasting relationships with them and not switch from one company to another. Short-term car insurance can be applied for even if you have existing long-term cheap car insurance for 17 year olds. Car Insurance quotes are available with every car insurance company. The easiest and fastest way to get car insurance quotes is to download them from the internet. Car insurance rates and quotes are in no way going to be the same for each company. There are many variables in insurance plans.
Looking for a comprehensive package of benefits included in your policy? Free courtesy car if your car is being repaired by an approved repairer? Comprehensive car insurance will also cover you against death or injury to yourself and your spouse (if they are travelling with you). With car insurance set, our cover often includes Glass Cover, another classic car in the event of an accident, an approved repairer network, salvage retention option and agreed value even upon request.
Young drivers have a higher percentage of accidents at night than older drivers. However, there are a number of measures a young driver can take to save money on car insurance. Young drivers from an Insurance perspective are considered high risk. The excess premium would rise significantly if a hire company wanted Insurance that would cover them hiring out to young drivers.
Sometimes it’s tough to sort out all the details related to this subject, but I’m positive you’ll have no trouble making sense of the information on car insurance for teenagers and young drivers presented above.
Jonathan Sink is the author of this article. InsuranceSet.com enables you to compare car insurance for teenagers and provides free resources about 17 year old car insurance. You may reprint this article provided all links are kept.
Tags: auto insurance, autos, breakdown insurance, car insurance, cars, cheap insurance, Compare Insurance, finance, insurance, insurance quotes, insurance rates, motor insurance, online insurance, UK Insurance
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Wednesday, December 23rd, 2009
If you are researching short-term car insurance, you’ll be sure to find out that prices are high, and could continue to rise. South Africa is a high risk environment for insurers. Knowing why and what you can do lower these costs for your situation is important in helping you make the right decisions.
First, why are the costs so high? Higher short-term insurance premiums are caused by the risks associated with car insurance, and South African roads have become considerably more treacherous lately. South Africa has one of the world’s highest rates of traffic accidents and fatalities. Driving privileges have been extended to many people who don’t know how to drive properly.
As carmakers continue to upgrade their offerings, prices reflect those gadgets, leather seats, on-board computers and more. As car prices go up, so must the cost to insure them. Younger drivers have always been viewed as a higher risk. Drivers aged’-30 historically pay the highest rates.
Insurers should consider that car theft and hijackings when they calculate their premiums. Statistics show a decline in thefts while hijackings continue to rise. In the homeowners insurance market the main factor is fraud. Some estimate that 6%-10% of short term insurance claims are fraudulent, that amounts to more than $2 billion yearly.
Now, how can you overcome these factors for your own personal situation? Even though you have no control over the number of fraudulent claims, you can keep their effects from impacting your premiums. Try making the offer to your insurer to submit to a polygraph test each time you submit a claim. Many will offer a substantial savings on your premium in return for your honesty.
For car insurance, start by increasing you excess as this can lower your premium. Take this into consideration as you gather quotes. Also, be sure you can afford to pay the excess amount you choose in the event of a claim.
Maintaining a clean driving record not only keeps you safe, but can also save you money. If your driving record isn’t as clear as it could be, you can attend a driving course offered by car manufacturers or the Automobile Association. This can help clear negative history. Driving courses aren’t just for bad drivers, however. A driver with a clean record can attend to possibly lower their insurance premiums.
It certainloy never hurts to install security devices. Not only will your rates be reduced, but your belongings will be secured. Devices that discourage car jacking, along with a global tracking system are wise choices to that end. If you can afford to do so, move out of neighborhoods known for elevated crime levels. Your car and homeowners insurance rates will decrease significantly.
You should look around for the best rates, but don’t just go for the cheapest. Make sure the policy you choose is adequate as well as affordable.
Tom Martens is the content syndication coordinator for Carinsurancesa.co.za. South Arica’s leading car insurance portal.
Tags: auto insurance, automobile insurance, car insurance, cars, finance, insurance, money, motor insurance, motor vehicle insurance, vechiles, vehicle insurance
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Tuesday, December 22nd, 2009
The law requires car owners to have auto insurance as owning and driving a car is associated with so many risks and liabilities.
What is an auto insurance?
Auto insurance is an agreement between an insured person or group and an insurance company. Also known as vehicle insurance, motor insurance and car insurance, it is a type of insurance purchased for vehicles like cars and trucks. Its primary purpose is to provide you and your car protection against losses and liabilities incurred as a result of accident.
How does an auto insurance work?
The insurance company charges the insured person or group an amount of money, called premiums, as payment for insurance coverage. In return, the person or group insured receives compensation from the company in the event of loss or accident as defined in the policy.
The insurance company issues the insured person or group a proof of insurance, which will be presented if the insured person or group gets involved in an accident or is stopped by law enforcement officials while driving. The proof of insurance serves as evidence that the vehicle is insured for a particular period of time.
Auto insurance comes in several types. Some are required by law while others are optional for all car owners. Expensive cars and sports cars have higher premiums.
The insurance coverage has a very specific insurance policy. Usually, auto insurance gives medical coverage, liability coverage and property coverage. Medical coverage provides payment for medical treatment and rehabilitation as well as lost wages and funeral expenses. Liability coverage pays for the legal responsibility of the car owner to others for property damage or bodily injury. Property coverage pays for damage to or theft of the insured car.
In the United States, each and every one of the 50 states has different auto insurance law, coverage requirements and costs. Understanding the laws, regulations and coverage requirements in your state can provide you with a lot of benefits. For one, it can save you a significant amount of money on your auto insurance policy. It can also keep you legally protected in the event of an auto accident.
The following are some tips that can save you on auto insurance.
1. To get the best deal possible, shop for insurance before buying a vehicle. To increase your chances of finding lower rates, compare insurance quotes first. Do this at least twice a year as rates are always changing and they vary from company to company.
2. Know the different discounts or premium reductions, or special insurance rates that auto insurances offer and take advantage of them. There are Low Mileage Discount, Good Student Discount, Multi-Car Discount, Safe Vehicle Discount and Good Driver Discount that you can avail of. You can also earn discounts with your Age (being at least 25 years old), your Good Credit Score and by using Car Pooling and Public Transportation. You can also purchase other policies from the same company and/or avoid installment fees to get more discounts.
3. Know the different auto insurance coverages. As much as possible, avoid duplicate and unnecessary coverage. When adding physical coverage to a vehicle, consider higher deductibles.
Author Fred Gagnon specializes in providing tips and information on auto insurance. Stay informed on auto insurances and visit Auto Insurance Qoutes and Auto Insurance Qoutes Online.
Tags: auto, auto insurance, car, car insurance, car owning, driving, insurance, insurance company, insurance coverage, insurance policy, motor insurance, vehicle, vehicle insurance
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Monday, December 21st, 2009
Auto insurance companies offer premium reductions, special insurance rates or discounts. These you should take advantage of to save even more on your auto insurance. Here are some of the premium reductions, special insurance rates or discounts that you can avail of.
a. Low mileage discounts
The shorter the distance you drive, the lesser your premiums will be. The average distance you drive annually is the basis for the calculation of your premium. How far you commute from and to work or school, whether for personal or business use, determines your vehicle use and your daily exposure to risks.
b. Good student discounts
Many insurance companies offer discounts for currently enrolled students with good grades and to those family members studying away from home. It’s called “Good Student” discounts for your drivers who maintain a “B” (or 3.0) or above “B” average.
c. Multi-car discounts
You can have a much lower premium if you insure two or more vehicles in one policy.
d. Other policies
By availing of other policies with the same company your premium will be reduced. Life insurance policy or homeowner’s insurance policy are examples of other policies. So if you insure your vehicle and home with the same company you will be entitled to a discount.
e. The safe vehicle discount
Installing safety devices and anti-theft devices can earn you discounts. Many companies offer discounts for various safety devices, such as air bags and factory-installed mechanical seatbelts, as well as anti-theft devices installed on your vehicle, such as alarms and antilock brakes.
f. Age - Being at least 25 years old
25 years old and above are believed to be more responsible, so the risk of at-fault accident decreases, and auto insurance premiums tend to be lower. Risk assessors have determined that those under 25, due to their immaturity and inexperience in driving, are more prone to accidents. Driver’s rate is calculated in a different driver class.
g. The good driver discount
Avoiding traffic tickets and accidents can greatly decrease your premiums. Discounts are offered to drivers who have not had accidents or received tickets in the last 3-5 years. Drivers who have completed a driver’s training course can also avail of discounts offered by many insurance companies.
h. Avoiding installment fees
You can save on your auto insurance premium by paying 6 months in advance instead of monthly. As most insurance companies charge service fees for installment payments. You can save even more if you buy a 12-month policy.
i. Prior insurance
If you have been continuously insured for the last 6 months or more you can also avail of discounts.
j. Good credit score
A good credit score can lower your rate as insurance companies usually adjust rates by judging your risk.
k. Car pooling and use of public transportation
Some insurance companies offer public transportation, as well as carpooling discounts. Because the more you use public transportation and carpooling, the less you use your car. And it’s unlikely for you to have car accident, because you drive less.
Author Fred Gagnon specializes in providing tips and information on jewelries. He owns a wide collection of beautiful, glamorous and stylish jewelries. To learn more about jewelries, accessories, precious metals and gemstones, visit Vintage Engagement Rings and Pink Sapphire Rings.
Tags: auto, auto insurance, car, car insurance, car owning, driving, insurance, insurance company, insurance coverage, insurance policy, motor insurance, vehicle, vehicle insurance
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