Do you own a green certified home? A new product line now being offered by insurance providers is green insurance. This new product takes into account sustainable features in a home and offers a discount for insurance. It can also provide coverage for rebuilding green in the case of a claim.

When it comes down to it, there are ten important factors making green insurance a great option for you:

1. It’s cheaper! You can get a discount of 5-10% not just on home insurance, but on car insurance as well. That $1,500 a year for your teenage son just got a little less painful. And you don’t even need to drive a hybrid to get these discounts – just owning a green home is enough for some insurance companies to offer a discount on home AND car insurance.

2. If you already own a green home, it rewards you for something you are already doing. Why wouldn’t you take advantage of an already available discount?

3. There is a good chance your current insurance provider already has an option already available for you. Travelers Insurance, Liberty Mutual, Fireman’s Fund, Lexington and many more offer insurance products for green-minded consumers.

4. Bicycle insurance makes you the greenest person out there.

5. It’s a real discount, not just green-washing. State regulatory boards require less risk and fewer claims for discounts, which means you aren’t just being led into a lame cross-selling promotion by a company.

6. Do you drive a hybrid car? What about an electric car? Green car insurance (not to mention discounts on interest rates at your local credit union) is becoming increasingly common.

7. Not green but want to be? If you have a home without green features but would like to build green in the future, you can get an insurance policy rider that will rebuild your home to green standards if there is an accident. For instance, if you have an older refrigerator and you have a big kitchen fire, you can replace the fridge with an ENERGY STAR model instead of a lower performance one.

8. What’s your carbon footprint? Get discounts on your insurance based on the amount of carbon you save.

9. Layer incentives. Insurance companies will give you a new home discount plus a green home insurance discount and maybe even more.

10. Green insurance lets you save money, better protect your assets, set a great example for your kids and feel better about your security in one easy package.

If there is one downside, it’s that you need to call your insurance company and arrange things. Luckily, it is very easy to transition and you’ll start saving money immediately. Good luck!

If you think green home insurance is a good option for you, visit this site for reviews and other information about specific products.

During the past few years, several insurance providers have begun to offer green insurance plans built to cover the replacement cost of homes or cars which are environmentally friendly. In 2006, Fireman’s Fund was the very first company to provide insurance coverage on buildings constructed to LEED (Leadership in Energy and Environmental Design) certification. During the following years, the green movement had been backed by lots of different insurance companies.

As the very first insurance provider to offer green insurance, Fireman’s Fund continues to offer discounted policies to homeowners in 36 states who construct, refurbish or restore a lost or destroyed dwelling to green standards. Fireman’s Fund recognizes that home-owners committed to state-of-the-art electrical, plumbing as well as roofing systems are less likely to experience loss or damage. Lexington Insurance, an AIG subsidiary, began an “Upgrade to Green Residential” campaign in 2008. Farmers Insurance is another green insurer available to individuals in 27 states. Some insurance providers are offering green policies in limited areas, just like United Fire Lloyds and Central Mutual Insurance. Many of the nationally recognized insurance companies, while not yet offering green policies, are looking at it and may do so in the future.

Plenty of choices are being offered to car-owners to accumulate eco-friendly insurance policy. Motorists who utilizes vehicles that are modified to reduce greenhouse gas emissions are eligible for about 50 % discount rates with the PAYD (pay-as-you-drive) plans. Insurance firms often uses GPS or other mileage-tracking devices on cars to ensure motorists are really keeping the mileage requirements.

Green motorists implies that they are really more conscientious due to the discount rates and they also often leave their vehicles at home. Some insurance firms are also providing discount rates when insuring motorcycles that run on alternative fuels, just like electricity, biodiesel fuel, or hydrogen fuel cells, as well as battery-powered motor scooters.

Eco-friendly consumers can now work with insurance firms who are always available to provide discount rates that help lower the added expenses of modifying hybrid fuel cars and motorcycles as well as constructing environmentally friendly houses. These customers are really worth giving the discounts, hence a lot more insurance providers are seeing the advantages of providing more discount rates later on.

Get the best deal on green insurance by reading more about it here.

It’s time to wake up insurance agencies! There’s a great new type of insurance that will help customers around the world. It’s called green insurance and not only is it all the rage but it also shows the expansion into a newer, greener era for everyone who lives within the United States.

On the other hand, it depends on you as well as your insurance agent if or not to pay extra since it is new and things that are related to it tend to be more higher. Obviously, you will only desire to pay more on something that will profit your house or vehicle.

Many insurance companies offer additions to their standard policies just in case you are planning to cover your losses by being environmentally friendly. In addition, they offer a lot more discounts on individuals who already own an eco-friendly house or car. There are more and more companies that are getting on the green wagon and since December 2009, there were 22 different companies that offered 39 different services and products to their consumers which were directed at a new green insurance policy.

Because consumers are having hard time browsing through all the advertisements and selections they encounter, green insurance service reviews and its popularity can definitely help them decide to picking out the perfect one for them, thus saving them a lot of time and effort.

Even with all of the bonus deals of going green, most of these green insurance plans will help anyone who has already gone green the most and except if you expecting losses in the not so distant future where you could actually justify paying the additional fees for the option of fixing green then you might not even be thinking about it. To help you get an in depth idea and an excellent grasp on what is essential and what is necessary in the future is exactly what green insurance reviews provide.

Get the best deal on green insurance by reading more about it here.

Over the past couple of years, green insurance policies which were intended to the replacement price of houses and vehicles that are all environmentally friendly to be covered started to be offered. The first company to provide insurance on buildings constructed to Leadership in Energy and Environmental Design certification (LEED) was Fireman’s Fund that was way back in 2006. During the following years, the green movement had been supported by a lot of different insurance providers.

Spearheading the green movement, Fireman’s Fund remained to be the company of discounted policies within the 36 states. It is geared on homeowners that has built or transformed damaged or lost homes into green standards. Home-owners doing themselves to state-of-the-art plumbing, roofing and electrical systems for them to encounter problems or loss in a minimal amount is often taken into account by Fireman’s Fund. Lexington Insurance, an AIG subsidiary, started out an “Upgrade to Green Residential” campaign in 2008. Farmers Insurance is another green insurer for sale to customers in 27 states. Several insurance companies are offering green policies in limited areas, like United Fire Lloyds and Central Mutual Insurance. Famous insurance providers nationwide who have not yet applied and provided eco-friendly are looking forward to impose them in the very near future.

Motorists have lots of choices to get environmentally friendly insurance plan. Motorists who utilizes cars that are modified to decrease greenhouse gas emissions are eligible for as much as 50 % discount rates with the PAYD (pay-as-you-drive) plans. To ensure drivers are keeping the mileage requirements, insurers place GPS or any other mileage-tracking utilities on the cars.

Environmentally friendly policies are usually offered by some car insurance providers just like Travelers, Progressive, Farmers, GMAC and Allstate. One truth that shows green motorists are more diligent is because of these discount rates and also they frequently leave their vehicles at home. When covering motorcycles that work using alternative fuels just like electricity, biodiesel and the like are entitled for discount rates by several insurance firms.

Customers worried about the environment now have insurance companies that are happy to work with them to provide discount rates that help offset the added costs of building environmentally friendly homes and driving hybrid fuel vehicles and motorcycles. These customers are well worth giving the discounts, thus more insurance providers are seeing the advantages of offering more discount rates in the future.

Get the best deal on green insurance by reading more about it here.

As it is becoming a lot more popular every single day, green insurance most likely is the wave of the future. As a matter of fact, you might just be not aware that your present insurer provide this type of policy. There are many categories that this kind of insurance covers. Great discounts are available to those who own an eco-friendly house as well as drive a hybrid vehicle. Using green products business as well as home owners may have a selection of recovering their losses. You can always inquire with your insurance company today to look at the services and products available which will meet your needs.

You’ll be entitled for as much as 10% discount in case you purchase this kind of policy. If you choose on replacing traditional bills with paperless ones, several insurance providers take initiatives of providing green incentives for them. Though others are providing insurance policies which allow the building of a green house just after a loss.

Though the price of this policy is slightly much more than a traditional one, in the event of a loss, you will recover these savings in your energy bills. The price is fairly priced which is as little as $25 for twelve months. You can actually discover why individuals are making the switch from conventional insurance to this type.

Businesses nowadays have designed green insurance policies that are made available for customers. Your current insurer might have them, which need to be the very first thing to check on. Contact your broker and inquire if they have something that qualifies as this kind of plan. If they don’t, try firms like Travelers, Fireman’s Fund or Allstate. Fortunately, Chubb, AIG/Lexington Insurance Company, and Zurich provide this kind of plan. At all times compare premiums and plans among a good selection of businesses which can help you get exactly what you need and need.

Various kinds of green policies are offered. Make sure to enquire about home, car and business insurance. You could also be able to get a bike policy if you use your bike to commute to and from work and drive very few miles as a result. The most typical types are auto and home, but it never hurts to ask about others. You may be surprised to find what you can cover under this type of plan while still saving on your bill.

Learn about green insurance here.